Real People
Real Transitions
Real Peace of Mind
Margaret & Robert (Sacramento to Santa Rosa)
“We wanted to be closer to our daughter and new grandson, but selling our Sacramento home first would have meant months in temporary housing. At 67, that sounded exhausting.”
Margaret and Robert had lived in their Sacramento home for 34 years. When their grandson was born in Santa Rosa, they knew it was time to make a change—but traditional lenders told them their retirement income wouldn't qualify them for a new mortgage while still owning their current home.
Within three hours, they were pre-approved using their home equity. They found their perfect Santa Rosa home near their family, closed in 30 days, and spent two months getting their Sacramento house ready to sell—without any pressure.
Their Sacramento home sold for $45,000 more than the initial offers they'd received when they were feeling rushed.
"We spent Christmas with our grandson in our new home. That wouldn't have happened without this option."
Patricia (San Diego, Downsizing)
“After my husband passed, the house felt too big, too empty. But it was full of 40 years of memories. I needed time to process both changes.”
Patricia, 72, knew she wanted something smaller and more manageable, but the thought of packing up four decades of life while also house-hunting felt impossible. She worried about making emotional decisions while grieving.
The bridge financing gave her a gift: time. She purchased a beautiful single-story condo near the beach, moved at her own pace, and then took three months to go through her family home with her children, deciding what to keep and what to let go.
"I could have never done this the traditional way. Having my new place as a sanctuary while saying goodbye to the old one made all the difference. I wasn't rushed, and I don't have any regrets."
James & Linda (Fresno to San Luis Obispo)
"We'd been dreaming about coastal retirement for years, but we'd almost given up. This made it possible."
James and Linda, both 63, had retired two years earlier and lived comfortably on their retirement income. But when they tried to buy their dream coastal home, every lender rejected them—their Social Security and pension weren't "verifiable income" in the right way.
They had over $400,000 in equity but felt completely stuck.
Our solution changed everything. They're now living in San Luis Obispo, walking distance from the beach, hosting their three grown children for holidays, and thriving in a tight-knit community of active retirees.
"It's not just that we could buy before selling—it's that someone finally saw our equity as what it really is: proof of decades of responsibility."