Why More Homeowners Are Choosing to Buy Before Selling
Author: Todd Galde | Sr. Loan Officer
August 08, 2025
If you’ve ever moved, you know it’s not just about packing boxes and changing addresses—it’s about timing, finances, and keeping your sanity. One big question homeowners often wrestle with is: “Should I sell my home first or buy the next one before letting go of this one?"
It used to be that selling first was the “safe” way to go. But more and more people are realizing that buying before selling can actually make life a lot easier—and even smarter.
Move Without the Rush
Picture this: You’ve already found and secured your next home, and you don’t have to scramble to move out or rush through prepping your current home for sale. No pressure to accept a less-than-ideal offer just to keep your timeline in check. You get to move at your own pace, stage your home just right, and maybe even touch up that paint or finish that bathroom project you’ve been meaning to do.
Stronger Position as a Buyer
If you’ve already bought your new home, you can make an offer without needing to sell first—and sellers love that. You’re seen as a more serious, less risky buyer. That can help you stand out, especially in competitive markets. You may even land your dream home because you weren’t held back by a home sale contingency.
Avoid the Awkward In-Between
Let’s be real—living out of suitcases in a short-term rental, juggling movers twice, and storing your stuff? It’s exhausting. Buying first lets you skip that chaos and move directly into your new home. One move. One timeline. No limbo.
Jump on Great Opportunities
Good deals don’t wait for perfect timing. When you’re ready to buy and don’t have to wait for your house to sell, you can move quickly. That might mean snagging a rare listing in your favorite neighborhood or locking in a deal before interest rates climb.
It’s Easier on the Whole Family
Moving is stressful enough, especially for kids or older family members. Knowing where you're going and when makes the transition a lot smoother. Kids can start picturing their new room, new school, and new routine instead of being stuck in housing limbo.
Yes, the Finances Matter — But You Have Options
Buying first isn’t just for the wealthy. Many homeowners use tools like bridge loans or home equity lines of credit (HELOCs) to tap into the value of their current home. It’s worth talking to a lender to explore what’s possible—and you might be surprised how manageable it is.
📊 A Smarter Strategy in Any Market
No matter what the market looks like, buying first can give you the upper hand. In a hot market, you’ll stand out as a serious buyer who’s ready to move fast— something sellers love. In a slower market, having already moved into your new place means you're not under pressure to accept the first offer that comes in. You can wait for the right buyer, the right price, and the right terms without feeling rushed.
Move Without the Rush
Buying before selling gives you more control—over your timing, your finances, and your peace of mind. It won’t be the right fit for everyone, but for many homeowners, it’s a move that makes sense emotionally and financially.
Just be sure to partner with a great real estate agent and lender who can guide you through the process. With the right support, this strategy could make your next move your smoothest yet.